Our Investment Process
Depending on your instructions we will carry out a needs analysis based on your current situation, and taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.
You will receive professional advice about where your financial arrangements are already good, and where they're inadequate (or not covered at all). This advice will be delivered in a manner which cuts through the industry jargon and makes it easier for you to understand. You'll also have our help to decide how much provision you need to make, and the order of priority in dealing with your finances. And of course it will all be sensibly balanced in relation to your current income and your prospects.
Fundamental to this is your attitude to investment risk. Attitude to risk is a phrase used to describe a person's approach to investment and what level of risk they consider to be acceptable. Each person's attitude to risk will depend upon their own circumstances, views and investment time horizons. But, it doesn't end there. Circumstances change and so a regular review will be needed.
Our 4 stage process is designed to cover all of these issues. The key stages are:
• Establishing your risk profile
• Selecting the correct balance of assets
• Selecting the correct funds to suit the balance of assets
• Monitoring the assets and making appropriate changes to reflect any change in circumstances.
This 4 stage process underpins and is applicable to all three of our service propositions.
Wealth Management
Foundation Service
Transactional Service
Services To Trustees