Financial planning

What is financial planning?

Financial Planning aims to give our clients objective assistance in organising their personal or corporate financial affairs to more readily achieve their financial and lifestyle goals.

This can lead to the recommendation of specific contracts or policies, eg life assurance or a personal pension, but initially it will result in the production of a plan devised specifically for each client, focusing on strategy and goals. Financial planning may mean different things to different people. For one person, it may mean planning investments to provide security during retirement. For another, it may mean planning savings and investments to provide money for a dependent’s education. Financial Planning is individual to you, your circumstances, attitude to risk, your dreams and ambitions.

Financial Planning is also about ensuring that you are getting value for money. Ensuring that the existing plans you have are reviewed and are constantly monitored to achieve all that you want in as cost efficient manner a is possible.

All too often, people delay planning for the future. They may feel such planning should take a back seat to staying financially afloat in the present. However, even those living from paycheck to paycheck can benefit from financial planning by creating a budget. A budget can be used to determine what is actually spent each month and find ways to trim or even eliminate unnecessary or out-of-control expenditures.

The right time to create a financial plan is right now. No matter what your income level or what your hopes for the future, you need a solid plan to achieve your goals. Drifting through life without carefully set goals and well-researched methods of achieving them is a recipe for disaster. To enable your money to offer you more of what you want out of life, start creating a financial plan today.

This website is a start, giving you an idea of the issues that you need to address by looking at the various life stages that we all go through. Please feel free to contact us to discuss these issues more fully and to benefit from a thorough review of your current circumstances.

The financial planning proceess